Credit card is a must have Believe us ! 10 reasons you must have a credit card.

Credit card have some awesome features and you should also know about it . following are few points to remember
1. Boost Your Credit History and Score (improve cibil score)
– Getting a credit card will help establish and improve your credit history, as well as increase your credit score. It Improves the CIBIL score which will help you to getting loans while needed such as personal loan , home loan , before processing they check for CIBIL score .

SBI
SBI

2. Internet Purchases(online shopping) – Having a credit card can save you money on the items you purchase. Some of the best deals available are now found on the Internet. In many instances, the only way to pay for these Internet purchases is with a credit card. EMI option is available only on credit cards. and they have the low interest rate too. the interest on EMI is 12%-13% Per annum only

3. Interest-Free Money(extra time for payment) – Between the time you make a purchase with your credit card and the time you actually pay off your bills, you have a period of time during which you are actually earning money (almost 50 days to pay the amount ) on something that you have already purchased.

4. Emergency Money (instant money anytime) –
A credit card can provide an instant solution to paying off many unexpected expenses until you have the time to transfer the money from your bank account

5. Convenience When Traveling –
traveling costs a lot of money. A credit card provides a convenient way to payfor these travels so that you don’t have to carry a large amount of cash with you.

6. Cash Back on online shoppings – If you sign up for the right credit card, you can earn anywhere from 1% to 5% back on your purchases. Shop online Here

7. Safety – when your credit card is used fraudulently, you aren’t out any money – you just notify your card company of the fraud and don’t pay for the transactions you didn’t make while the card company resolves the matter.

8. Grace Period – When you make a debit card purchase, your money is gone instantly. When you make a credit card purchase, your money remains in your checking account until a couple of weeks later when you pay your card bill.

9. Universal Acceptance Certain purchases are difficult to make with a debit card. When you want to rent a car or stay in a hotel room, you’ll almost certainly have an easier time if you have a credit card. Rental car companies and hotels want customers to pay with credit cards because it can be easier to charge customers for any damage they cause to a room or a car this way

10.  Rewards There are many credit cards that provide a reward when you use them. This can be anything from cash back to travel points good for free airline tickets. By using a credit card that gives you an award, you can actually earn money.

Now you know how important is to have a credit card. click on the below given button & get yours today follow how to apply

  How To apply for the Credit card

1.click on the apply now button Below
2.A new form will open
3.fill the form with required details
4.you will receive a callback & a follow up on email

Apply-now

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